A Case Study on the Impacts of the Pradhan Mantri Mudra Yojana on the Banking Sector in India

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Shashank B. S.
Sureshramana Mayya


Purpose: Micro, Small and Medium Enterprise (MSME) are the backbone of the Indian economy. MSME provide job opportunities and contributing to national GDP, among other things. In this paper, we examine the performance of the Micro Unit Development and Refinance Agency (MUDRA) established by the Government of India (GOI) to provide financial support to MSME, as well as the MUDRA loan strengths, weaknesses, opportunities and challenges (SWOC).

Objectives: To examine the effectiveness of MUDRA from the point of view of the Government of India to promote the micro-enterprises.

Methodology: MUDRA Yojana's information was mainly acquired from the MUDRA Yojana's yearly reports and its website. It was also obtained from several journals, magazines, and quarterly publications, among other sources.

Result: According to the observation MUDRA scheme introduced by GOI, it contributed to MSME growth and supported a woman entrepreneur in India.

Originality/value: This study determined the MUDRA scheme performance in different financial years (FY) and will help us learn about the MUDRA scheme's impact in terms of growth of industries startups and increase the output of MSME.

Paper type: Research Case Study.


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How to Cite
Shashank B. S., & Sureshramana Mayya. (2022). A Case Study on the Impacts of the Pradhan Mantri Mudra Yojana on the Banking Sector in India. International Journal of Case Studies in Business, IT and Education (IJCSBE), 6(1), 256–267. https://doi.org/10.47992/IJCSBE.2581.6942.0163